Colorado real estate investors are discovering new ways to access their property equity through DSCR (Debt Service Coverage Ratio) loans. These non-QM loan products allow investors to qualify based on rental income alone, without traditional personal income verification. In this comprehensive guide, we’ll walk through two real Colorado transactions that showcase Read more
Douglas County families are discovering something remarkable: two of Colorado’s most sought-after suburban communities sit just minutes apart, yet offer distinctly different lifestyles and price points. Highlands Ranch boasts an average home price of $705K while Lone Tree reaches $825K, but the story behind these numbers reveals more than simple Read more
Before touring homes or scrolling through listings, many people skip a crucial first step—getting a mortgage pre-approval letter. This isn’t just a formality. It’s your lender’s way of telling you, and the seller, that your finances are solid enough to support a purchase up to a certain amount. Think of Read more
With mortgage rates rising from historic lows to as much as 8% in 2023, Colorado homebuyers in Denver, Colorado Springs, Fort Collins and beyond should seize this opportunity to maximize their credit score to get the lowest possible interest rate and terms when they find the right home to buy. Read more
Mortgage loan limits for Denver – Aurora – Lakewood in Colorado went up in 2017 largely in response to rapidly rising home prices. This is probably due to Denver having some of the most competitive neighborhoods in the U.S to buy a home. FHA, VA and conventional loan types will Read more