Having a flexible work schedule is pretty much the norm for people who own their own business or are independent contractors. Sometimes the income for one month is huge while other months can be small or nil. Lenders understand this, which is why it can be difficult to obtain a Read more
Let’s see how alimony calculations have become more friendly for the former spouse paying their ex-spouse. Fannie Mae recently made it acceptable for lenders to decrease a borrower’s income by the amount of the alimony as opposed to including it to his or her debt-to-income ratio, which made it harder Read more
Here is a wonderful tip for a homeowner who needs to make a specific amount when selling their home. Actually, it it is probably not so new to many of the experienced real estate agents, but it will help the newbies and those needing a refresher. The sellers’ net profit Read more
The following is a short list of things you should and should not do when buying a home in Denver or Boulder. Mistakes to Avoid During Your House Search #1 Not being prepared to compete in a seller’s market. The Denver metropolitan area, including Boulder, has been in a hot Read more
In order to qualify for a home loan, there are many contributing factors. Keep in mind that one of the crucial factors is your credit score. Just a single point below certain lender thresholds can make a big impact on whether you qualify for financing or not. Since your credit Read more
Summary: Based on the current median home sold price of $954,800 from Realtor.com, along with average mortgage rates for a 30-year fixed jumbo loan at 3.375% and 20-percent down, the average mortgage payment in Boulder is approximately $3,377 as of October 2021. Just a year ago, the average payment was Read more
According to a December 2016 report by Redfin, 7 Denver metro area neighborhoods are among the most competitive in the U.S. for home-buyers. The town of Wheatridge, a western suburb of Denver, is in the top ten. The popular neighborhoods in the Denver metro area are; West Pleasant View in Read more