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Mortgage Advice and Real Estate Updates

homebuyer

6 Great Tips for New Construction Home Buyers

Buying a Home from a Builder in Colorado In the Metro Denver area, the average detached new home sales price is approximately $534,870 for the past 12 months as of June 30. This represents a 4% increase from a year Read more

By breckie, 8 yearsOctober 29, 2017 ago
self employed

Self-employed Mortgage Success Stories

Having a flexible work schedule is pretty much the norm for people who own their own business or are independent contractors. Sometimes the income for one month is huge while other months can be small or nil.  Lenders understand this, Read more

By breckie, 8 yearsSeptember 30, 2017 ago
divorce

New Alimony Rule Will Help More Borrowers Qualify

Let’s see how alimony calculations have become more friendly for the former spouse paying their ex-spouse. Fannie Mae recently made it acceptable for lenders to decrease a borrower’s income by the amount of the alimony as opposed to including it Read more

By breckie, 8 yearsAugust 15, 2017 ago
seller credit for closing costs
closing costs

How the Seller and Buyer Both Win

Here is a wonderful tip for a homeowner who needs to make a specific amount when selling their home. Actually, it it is probably not so new to many of the experienced real estate agents, but it will help the Read more

By breckie, 8 yearsJuly 21, 2017 ago
common buyer mistakes
denver real estate

What to Do and Not Do When Shopping for a Home in Denver

The following is a short list of things you should and should not do when buying a home in Denver or Boulder.  Mistakes to Avoid During Your House Search #1  Not being prepared to compete in a seller’s market. The Read more

By breckie, 8 yearsMay 31, 2017 ago
credit score

Home Loan Types Available Based On Credit Score

In order to qualify for a home loan, there are many contributing factors. Keep in mind that one of the crucial factors is your credit score.  Just a single point below certain lender thresholds can make a big impact on Read more

By breckie, 9 yearsFebruary 24, 2017 ago
boulder

Average Monthly Mortgage Payment in Boulder, Colorado

Summary: Based on the current median home sold price of $954,800 from Realtor.com, along with average mortgage rates for a 30-year fixed jumbo loan at 3.375% and 20-percent down, the average mortgage payment in Boulder is approximately $3,377 as of Read more

By breckie, 9 yearsFebruary 20, 2017 ago
city scene of Denver
denver neighborhoods

7 Denver Neighborhoods Ranked in U.S. Most Competitive

According to a December 2016 report by Redfin, 7 Denver metro area neighborhoods are among the most competitive in the U.S. for home-buyers.  The town of Wheatridge, a western suburb of Denver, is in the top ten. The popular neighborhoods Read more

By breckie, 9 yearsJanuary 16, 2017 ago
Higher priced Denver homes
loan limits

Mortgage Loan Limits Go Up in 2017 for Counties around Denver

Mortgage loan limits for Denver – Aurora – Lakewood in Colorado went up in 2017 largely in response to rapidly rising home prices. This is probably due to Denver having some of the most competitive neighborhoods in the U.S to Read more

By Debbie Lee, 9 yearsJanuary 9, 2017 ago

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  • New Construction vs. Existing Homes in Jefferson County: What Buyers Need to Know
  • Overview of the DSCR Second Mortgage & HELOC
  • Highlands Ranch vs. Lone Tree: Which Community Offers Better Value for Families
  • Why a Mortgage Pre-Approval Letter Gives You the Edge in Today’s Market
  • Cash-Out Refinance in Colorado After 6 Months
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Recent Posts
  • New Construction vs. Existing Homes in Jefferson County: What Buyers Need to Know
  • Overview of the DSCR Second Mortgage & HELOC
  • Highlands Ranch vs. Lone Tree: Which Community Offers Better Value for Families
  • Why a Mortgage Pre-Approval Letter Gives You the Edge in Today’s Market
  • Cash-Out Refinance in Colorado After 6 Months
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William Cook  |  NMLS #1048392
Colorado Mortgage Originator

Tel: (303) 223-9843

Our goal is to provide clients with the best level of service and the most competitive mortgage rates and terms.

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