DSCR Deal Analyzer

Enter a property's numbers to see the Debt Service Coverage Ratio a DSCR lender would calculate and see your estimated monthly cash flow.

Property & Loan Details

PURCHASE or REFINANCE
$
%
%
yrs
RENTAL INCOME
$
TAXES, INSURANCE & DUES
$
$
$
OPTIONAL: True Cash Flow

DSCR lenders qualify on PITIA only. Turn these on to also see your cash flow after real operating costs.

Vacancy reserve
Set aside for vacant months
Property management
Fee paid to a manager
Maintenance & repairs
Reserve for upkeep
DEBT SERVICE COVERAGE RATIO
--
--
Loan amount--
Principal & interest--
Monthly property taxes--
Monthly insurance--
HOA / dues--
Total monthly PITIA--
Monthly cash flow (rent − PITIA) --

Tip: Did you know there's an interest only payment option and you may qualify using the interest only payment.
We offer DSCR mortgage loans in all 50 states.

This calculator is for educational purposes only and provides estimates based on the figures you enter. This is not a loan quote, pre-approval, or offer of credit. Actual lender calculations, rates, and qualifying may differ. Consult with us, a licensed mortgage lender, for an accurate assessment of your deal.

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