Tap into equity with or without tax returns
Many homeowners and investment property owners in Boulder, Denver, Colorado Springs, and across the Front Range have built significant equity thanks to rising home values. Whether you're looking to renovate, consolidate debt, invest in a second property, or fund your business, a Home Equity Loan or Line of Credit (HELOC) can offer low-cost access to cash. And best of all, many time without refinancing your first mortgage.
We help both W-2 and self-employed homeowners in Colorado qualify. Use traditional income verification like tax returns — or skip them entirely with alternative documentation like business bank statements or a P&L. Ideal for entrepreneurs, freelancers, real estate investors, and 1099 professionals.
We serve homeowners and investors statewide for residential zoned properties including:
HELOC: A line of credit that you draw from as needed, usually interest-only during the initial draw period.
Home Equity Loan: A lump-sum loan with a fixed interest rate and predictable monthly payments.
Click below to request your custom estimate — no obligation and no hard credit pull required.
The process to refinance your mortgage can be pretty quick and easy when you are prepared in advance.
Disclosure: The minimum loan amount is $200,000. Loan programs are subject to change per lender at any time until the loan is approved and the rate is locked. Borrowers must be approved by underwriting. Not all applicants will qualify.