:root{--navy:#0f1b3d;--navy-2:#16213e;--blue:#2563eb;--text:#1f2937;--muted:#6b7280;--border:#dcdde0;--border-dk:#e0e1e4;--bg-soft:#f7f8fa;--green:#16a34a;--green-bg:#eafaf0;--green-soft:#b8e0bf;--yellow-bg:#fdf6d8;--yellow-text:#92722a;--orange-apricot:#EEC0AB;--orange-salmon:#E5A081;--red:#dc2626;--red-bg:#fdecec}*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;color:var(--text);background:#fff}h1,h2,h3{color:var(--navy);margin:0}h2{font-size:26px}section{padding:60px 6%}.center{text-align:center}.lede{max-width:680px;margin:14px auto 0;color:var(--muted);font-size:16px;line-height:1.6}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 25px;border-radius:4px;font-weight:600;font-size:16px;text-decoration:none;border:1px solid #fff0;cursor:pointer}.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-2)}.btn-outline{background:var(--green-soft);color:var(--navy);border-color:var(--border-dk)}.btn-outline:hover{background:var(--bg-soft)}.btn-orange{background:var(--orange-apricot);color:var(--navy)!important;border-color:var(--border-dk);text-decoration:none!important}.btn-orange:hover{background:var(--orange-salmon)}.btn-orange::after{content:"";background:url(../images/icons-arrow-right-dark-21.png);background-repeat:no-repeat;width:21px;height:21px;margin-left:8px;vertical-align:middle;padding-right:21px}.btn-white{background:#fff;color:var(--navy)}.btn-ghost-white{background:#fff0;color:#fff;border-color:rgb(255 255 255 / .5)}.calc-wrap{max-width:1080px;margin:0 auto;padding:0 6% 80px}.calc-head{padding:56px 6% 8px;text-align:center}.calc-head .eyebrow{display:inline-block;font-size:13px;font-weight:600;color:var(--blue);background:#eaf0fe;padding:6px 14px;border-radius:4px;margin-bottom:16px}.calc-head h1{font-size:34px;line-height:1.25}.calc-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:28px;align-items:start;margin-top:44px}@media (max-width:860px){.calc-grid{grid-template-columns:1fr}}.panel{border:1px solid var(--border);border-radius:10px;background:#fcfcfc}.panel-header{padding:20px 24px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between}.panel-header h3{font-size:18px}.panel-body{padding:24px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}.field-row.single{grid-template-columns:1fr}@media (max-width:520px){.field-row{grid-template-columns:1fr}}.field label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}.field .hint{display:block;font-size:12px;font-weight:400;color:var(--muted);margin-top:4px}.input-wrap{position:relative;display:flex;align-items:center}.input-wrap .prefix,.input-wrap 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